Whether you’re a first-time homebuyer securing your very first mortgage or a homeowner exploring refinancing options and better rates, we’re committed to getting your loan done right the first time.

I began my career in the mortgage industry 26 years ago as a junior processor and have since worked across every facet of mortgage and construction lending. My experience includes wholesale operations, origination, processing, underwriting, closing, funding, and collateralized securities—providing me with a deep, end-to-end understanding of the lending process.

Today, as Managing Broker at Encore Mortgage, I leverage this expertise to guide clients through first-time home purchases as well as Conventional, FHA, VA, and USDA loans, while maintaining strong operational oversight and regulatory compliance. In addition, I am a Real Estate Broker with Avista Realty and an Insurance Broker with U Insurance, allowing me to offer a truly comprehensive, one-stop approach to buying, financing, and protecting your home.

Licensed in KY, IN, & FL

NMLS# 1520759

 

Thad is a Mortgage Loan Originator that has extensive experience in Project Management and has been an effective leader in any Supervisory role he's carried. With his wide array of experience, he is pivotal in being a Mortgage Broker Assistant here at Encore Mortgage. He holds an Associate's Degree in Statistics and Certifications in Public Relations and Team Building which will make him a valuable member of the team! Thad is a native of Kentucky and has deep roots here and a great position to stay connected with the people he's cultivated relationships with. 

Gina is a Loan Production Manager with Encore Mortgage with over 25 years’ experience in finance and lending. She began her Banking career in Upstate NY where she quickly realized her love for helping people with their finance goals and dreams. She relocated to Louisville Kentucky at the suggestion of a friend and fell fast for the charm that Kentuckians have to offer. She transitioned to Consumer Lending and then Mortgages where she thrives on helping others. Her passion is to help get you positioned to buy your dream home or refinance your current Mortgage Loan to be the most favorable for any situation. She has great success in forward thinking and formulating deals that are challenging. Let Gina’s experience and knowledge help achieve your goals today!

Licensed in KY, IN, FL

Dana Banks is a dedicated Mortgage Loan Originator at Encore Mortgage, where she specializes in guiding clients through the intricacies of the home financing process. With strong communication skills and a keen financial acumen, Dana excels in problem-solving and resourcefulness, ensuring that each client feels supported and informed every step of the way.

Known for her unwavering commitment to helping others achieve their goals, Dana goes the extra mile to provide personalized service and assistance. Her passion for fostering relationships extends beyond her professional duties; she values quality time with family and friends and enjoys everything related to beach life and sunshine.

With a heart for service and a drive for excellence, Dana is not just a loan originator but a trusted partner in her clients' journeys toward homeownership.

 

Being a Mortgage Loan Originator, I’m devoted to your needs and strive to help you get the home you deserve. It gives me great pleasure to help people purchase their dream home. I take pride in providing world-class service to my clients guiding them every step of the way to ensure a smooth transaction.

I am fluent in English and Spanish. Outside of the office, I like to visit theme parks with my son, try new restaurants and explore new cities.

I will find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly, and you can take possession of your new property.

Licensed in KY

NMLS# 2172018

 

For two decades Alex has been building paths to making dreams come true. Whether working behind the scenes at Walt Disney World where he literally made dreams come true, to delivering dreams on his truck while living life as a delivery driver for FedEx, or battling against the evil for first time home buyers as a REALTOR. As your Mortgage Loan Originator Alex provides personal one on one commitment, accompanied by a strong desire to help others. A dedicated professional that will find the best loan program to suit any one persons needs.

 

There’s not a job too big or tough for me!!! My career path has included so much from real estate title company managing – title abstracting -bookkeeping – financial assistance processing – being an executive assistant administrator – mortgage loan processing, and so much more. All jobs in my lifetime having included interaction with people, causing me to have a long history of customer service experience and empathy towards other humans.
I make it my prerogative to excel and become the best at any and everything I put my mind and hands too. I’m intelligent and learn quickly, and very digitally inclined! I continue to grow daily, as this industry leaves no room for laziness or ignorance. I increase my skills so that I may continue to better help the clients that come to Encore Mortgage with high expectations.
The one thing you’ll need to know about me is I’m far from being a pushover, so any antics to make me feel inferior to any another human make me laugh. I believe you should treat someone how you are being treated. I’m very much an adult in the workplace, and expect to work alongside other adults who believe in the power of true team work and professionalism! It was an easy decision to park my 13 years of experience in real estate with Encore Mortgage, owned and operated by a very knowledgeable human. This is one of the most dedicated to their job team of people I’ve worked for in all my years of working. Their vibe matches my vibe of success and quality work while being understanding humans.

My two pennies: You must be patient with one another, as human error is inevitable and perfection is impossible.

“If you only do what you can do, you’ll never be more than what you are.”

“Nobody ever said being honest would be painless.”